TIME-SENSITIVE PROPERTY DECISIONS
Facing a mortgage deadline?
Understand your options.
If you’re behind on payments or have received a foreclosure notice, don’t wait for a buyer’s response before seeking help.
Start with your servicer and independent help.
Contact your mortgage servicer promptly to discuss available options. A HUD-approved housing counselor can help you understand your situation and prepare for that conversation. The Consumer Financial Protection Bureau provides mortgage assistance resources.
For questions about legal notices or deadlines, speak with a qualified attorney. California’s homeowner resources are another starting point.
Where a potential sale fits
If you’re considering selling, Bay Cash Homes can discuss whether a cash purchase may be feasible. Share the property details and any known deadline so we can assess the situation realistically.
Requesting or receiving an offer does not pause foreclosure, change lender deadlines, or guarantee that a sale can close. A sale may depend on payoff amounts, liens, title, lender approvals, and available time.
Discuss a potential sale →